In Designer
1. click on file
2. add item
3. more lists
4. Holidays
According to this article you can use this holiday list for the out of the box time card template
http://www.sharepoint911.com/blogs/laura/Lists/Posts/Post.aspx?ID=105
The Holidays list template says "Use the Holidays list to add holiday dates in a single, central location. The events in this list appear automatically on the calendar"
When i add the holidays list and time card list, add holidays it'll show up in the time card list. However when i add a calendar list, the calendar list doesn't show the holidays list items
